Твёрдо порешив все свои отпуска провести где-нибудь за пределами государства естественным стал вопрос о том как сделать это подешевле. В свете предыдущего поста на тему наушников полученных за многолетнее использование кредитки я вспомнил, что народ очень успешно пользуется кредитками AmericanExpress Delta SkyMiles. Вот что пишет Consumer Reports по этому поводу:
Airline cards
Pros: These co-branded cards can be the fastest track to a free ticket if you fly several times a year on the same airline and charge everything that you can on the card. Many of these cards grant double miles for charging routine purchases from, say, pharmacies or hardware stores. And some, such as the United Mileage Plus Gold Class card, offer tempting sign-up bonuses that are nearly enough for a free ticket. Although there are usually caps on the miles you can earn annually (typically 50,000 to 100,000), bonus miles aren’t counted in that total.
Cons: If you carry a balance, the costs of these cards can erase the value of their rewards. Annual fees can top $100, and interest rates–typically the prime rate plus 9.99 percentage points–may be double those of other cards, according to CardWeb.com, a card research and information service. What’s more, airlines typically limit award seats and impose blackout dates.
Top pick: The American Express Delta SkyPoints card program has no seat limits or blackout dates and lets you trade in points for discounts against the first $500 of a ticket’s price. That’s a big plus if you don’t have enough points for a free trip. Discounts range from 10 percent for 3,000 points to 75 percent for 20,000, getting you a $500 ticket for only $125. The $49 fee is waived the first year, and you get 2,500 sign-up points.
Из последней части наглядно видно, что именно хорошего в этой кредитке. Начальные бонусы на Gold карточке сразу же набегают на 15,000 миль, а двойные мили в супермаркетах, бензокалонках и аптеках за два месяца доводят кол-во миль до 20,000. А это уже довольно серьёзная скидка.
